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AIA is among the most respected and trusted names in the Philippine life insurance industry. It serves approximately 800,000 individual policyholders and 800,000 insured group members. The views expressed are as of the date indicated and may change based on market or other conditions. Unless otherwise noted, the opinions provided are those of the speaker or author, as applicable, and not necessarily those of Fidelity Investments. The third-party contributors are not employed by Fidelity but are compensated for their services. You can buy online with many auto insurers, but some require contacting an agent.

Any information that you provide directly to them is subject to the privacy policy posted on their website. With just a few clicks you can look up the GEICO Insurance Agency partner your Earthquake policy is with to find policy service options and contact information. Access your policy online to pay a bill, make a change, or just get some information. With just a few clicks you can look up the GEICO Insurance Agency partner your Professional Liability Policy is with to find policy service options and contact information. With just a few clicks you can look up the GEICO Insurance Agency partner your General Liability Policy is with to find policy service options and contact information. With just a few clicks you can look up the GEICO Insurance Agency partner your Business Owners Policy is with to find policy service options and contact information.

Your beneficiaries will also avoid losing too much money paying for estate taxes because the cash benefit due to the insured’s untimely death will be a huge sum. Insurers consider several factors when determining the health insurance cost per month. For example, if your plan has a $1,000 deductible, you’ll need to pay 100% of the first $1,000 of medical expenses. After that, you may pay a smaller percentage of your medical bills. This is a list of insurance companies based in the United States.

The property & casualty and life & health sectors include approximately 5,900 insurance companies with net premiums written of over $1.3 trillion. The five largest insurance companies in the U.S. by assets include Berkshire, Prudential Financial, Metlife, American International Group and New York Life. The top 10 U.S. insurance companies hold combined total assets of over $4.8 trillion. Following are the largest and popular insurance companies in the United States. And with multi-policy and other discounts, such as the SmartRide® and SmartMiles® usage-based insurance company programs, you get peace of mind and value.

Convenient Claims and Repairs

You want enough liability insurance to equal your net worth, which is essentially what you can be sued for. Buy umbrella insurance for extra liability insurance at a good price. USAA’s average rate for good drivers is 31% below the national average. Costs are 32% lower for drivers with a speeding ticket and those who caused an accident with injuries. Nationwide has the best rates overall that are available to all drivers.

• You can save money on car insurance coverage by bundling it with home insurance or life insurance using a multi-policy discount.
• Start with a quick, free quote from GEICO and discover competitive car insurance rates designed with you in mind.
• What you pay for Medicare and/or additional coverage may vary based on what coverage and services you get, and what providers you visit.
• With just a few clicks you can look up the GEICO Insurance Agency partner your Business Owners Policy is with to find policy service options and contact information.

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Your vehicle could easily be in the shop for a collision repair for three weeks or more, waiting to get worked on and waiting for parts. This coverage can help pay for a rental, so you’re not footing the whole bill yourself. For drivers in the general public, Nationwide has the cheapest rates for good drivers, drivers with a speeding ticket or poor credit, and drivers who caused an accident with injury. It is also the cheapest for parents adding a teen driver to their policy and senior drivers 65 to 80.

So, whether you need to make an update to your auto insurance, file a claim, or just have questions about your insurance policies, we can help. Although these may not be required, they can provide you with an extra layer of protection. These coverages normally take care of damages and/or injuries to you and your property. Insurers are increasingly focusing on innovation, digital transformation, and customer-centric approaches. Strategies include expanding value-based care models, enhancing digital platforms, and investing in technology to streamline operations and improve the customer experience. The top insurers have shown growth through strategic investments, market expansion, and technological advancements.

They may also include protection for injuries you sustain in an accident. Everyone needs auto insurance that balances quality with affordability. Start with a quick, free quote from GEICO and discover competitive car insurance rates designed with you in mind. From liability coverage to personalized options, GEICO is here to meet all your auto insurance needs. With over eight decades of experience in auto insurance, GEICO provides affordable and flexible car insurance that fits every lifestyle.

• Progressive car insurance customers praise it for providing competitive rates at first.
• Car insurance prices can vary based a number of factors, including where you live, your driving record and the type of car you own.
• Costs may include premiums, deductibles, copays, coinsurance, etc.
• If you still need guidance on whether general liability insurance is right for you, we’re here to help.
• Even if not required, they can offer peace of mind and help cover high repair costs if the unexpected happens.

Join millions of satisfied customers who depend on GEICO’s specialized support and trusted coverage to keep them safe on and off the road every day. Many insurance providers and third-party websites offer online tools that allow you to get quotes from multiple insurers simultaneously. Simply fill out a form with your details and coverage needs, and the tool will generate and compare quotes for you. This is a quick and convenient way to see your options side-by-side.

Travelers’ rates are well below the nationwide average for every driver profile we analyzed, making it a terrific company to shop rates with. Upgrade coverage packages allow you to customize your policy, such as Travelers’ Responsible Driver Plan that includes accident forgiveness and minor violation forgiveness. The information on this website is intended to provide a general overview of our insurance policies and coverages. Liberty Mutual offers multiple purchasing options including online, by phone, and by agent. They often pay for damages or injuries to other people and/or their property caused by an accident for which you’re found at fault.

GEICO has several discount opportunities for car insurance including savings for good students with a grade average B+, federal employees, or safe drivers. General Liability coverages are written through non-GEICO insurance companies and are secured through the GEICO Insurance Agency, LLC. The information you provide will be shared with our business partners so that they can return a quote. We can help you secure business insurance in all states except Hawaii. Check out our insurance for small business page to learn about small business coverages. If you still need guidance on whether general liability insurance is right for you, we’re here to help.

Inadequate paid leave in the United States particularly hurts women, especially lack of paid leave after the birth of a child. Women in the service-sector may also work variable shifts, and require child care at hours during which day care centers don’t typically operate. New research shows a growing divide in progress in the workforce between women who have earned at least a bachelor’s degree and those without any higher education. Only a third of employees say they regularly disconnect from work communication when not working, and even fewer set clear boundaries around their availability. This points to the need for companies to make it clear that taking time away from work is encouraged.

Only about 25 percent of employees say their company prioritizes disability in its DEI efforts, compared to more than 40 percent who say their company prioritizes gender and sexual orientation and almost 60 percent who say their company prioritizes race. Disabilities can take many different forms—including paralysis, pain, chronic illness, impaired hearing or vision, learning disabilities, and mental health diagnoses—but all disabilities can make women’s experiences more difficult at work. Women are even more burned out than they were a year ago, and the gap in burnout between women and men has almost doubled. In the past year, 1 in 3 women has considered leaving the workforce or downshifting their careers—a significant increase from 1 in 4 in the first few months of the pandemic. International Women’s Day 2025 is more than just a celebration – it’s a call to action. Observed every year on March 8, IWD highlights women’s achievements and promotes gender equality.

As companies embrace flexibility, they also need to set clear boundaries

Companies can help with this by developing a code of conduct that articulates what supportive and respectful behavior looks like—as well as what’s unacceptable and uncivil behavior. A majority of women and men work more flexibly than they did before the pandemic, and relatively few feel judged or worry it will negatively impact their careers. Most notably, women are far more likely to feel set up to succeed when they work this way than they did two years ago. One of the women said she was told that her golf skirt made her boss “uncomfortable.” Another woman said she and a colleague were advised not to wear leggings.

Men are more optimistic about progress for women—at work and at home

Also, women who work flexibly are just as ambitious as women who don’t work flexibly. One in 5 women say flexibility has helped them stay at their organization or avoid reducing their hours. A large number of women who work hybrid or remotely point to feeling less fatigued and burned out as a primary benefit. And a majority of women report having more focused time to get their work done when they work remotely.

Women of color face more challenges and get less support

• Massick said spironolactone has anti-androgen effects, making it useful for female pattern hair loss, especially in women with PCOS who may have excess male hormones.
• This means women are shouldering roughly double the load of mentorship and sponsorship.
• Policies should work to eliminate obstacles and increase opportunities even when there is not a single, universally applicable solution.
• Companies with strong women’s representation across the pipeline are more likely to have certain practices in place.
• And all of these dynamics are even more pronounced for women of color.The reasons women leaders are stepping away from their companies are telling.

To achieve this goal, P&G has implemented several initiatives, including a Women’s Leadership Council and a sponsorship program that pairs female employees with senior leaders for mentorship and development. In addition to these benefits, women’s empowerment in the workplace is essential for gender equality. It is essential to ensure that women have equal opportunities, and equal pay, and are not discriminated against based on their gender. It is crucial to create an environment where they can thrive and reach their full potential. At every stage of the pipeline, women are as committed to their careers and as interested in being promoted as men.

Your gender equality checklist: Flex work, equal pay, fair tech

Companies have demonstrated a strong commitment to employee well-being over the past year. They have taken a wide range of steps to help employees weather the pandemic, including increasing mental health benefits, adding support for parents and caregivers, and offering more paid leave. These steps have led to better outcomes for all employees, and they have likely played a key role in helping women to stay in their jobs. To accelerate progress for all women, on all fronts, companies need to double down on accountability. Moreover, among companies that hold senior leaders accountable, less than half factor progress on diversity metrics into performance reviews and far fewer provide financial incentives for meeting goals.

More than 27,000 employees from 33 organizations elected to participate in the Employee Experience Survey. Companies with strong women’s representation across the pipeline are more likely to have certain practices in place. The following data are based on an analysis of top performers—companies that have a higher representation of women and women of color than their industry peers.

One of those cases, which involves two former Tigers scouts, has been stayed pending a resolution in a separate but relevant case against MLB. The two other cases — one involving a former Tigers visiting clubhouse manager and the other involving a former Tigers executive — were dismissed in May 2024 and August 2025, respectively, as the parties settled. Ben Fidelman, IS+E’s vice president of communications and broadcasting, started his sports career with internships for MLB.com and the commissioner’s office.

The experiences of Asian women at work

• Since men significantly outnumber women, there are fewer women to promote to director, and the number of women decreases at every subsequent level.
• Artificial Intelligence (AI) is a massive opportunity for humanity, reshaping how we work, learn, and live at gargantuan speed.
• These benefits are especially important for women, who continue to bear the majority of family caregiving duties.
• This is because women tend to have a more collaborative and inclusive leadership style.
• Women who work hybrid or remotely are no more likely than women who work on-site to consider reducing their hours or switching to a less demanding job.

They are heavily impacted by bias in hiring and promotions; Black women are promoted at a lower rate than white women at the first step up to manager, and more than a quarter of Black women say their race has led to them missing out on an opportunity to advance. They experience more microaggressions than other groups of women, and are three to four times as likely as white women to be subjected to disrespectful and “othering” comments and behavior. They are also less likely to report that their managers check in on their well-being or help them balance priorities and deadlines. At nearly every step in the pipeline, the representation of women of color falls relative to white women and men of the same race and ethnicity.

Implement anti-bias training, establish mentorship programs and provide safe, anonymous ways for employees to report harassment. In many organizations, limited paid parental leave forces women to choose between work and family, setting back their professional growth. One in three women report experiencing harassment at work, and 42% say they’ve faced gender discrimination in hiring and promotions. Over time, these interactions erode confidence, women in the workplace decrease engagement, and contribute to a hostile work environment. Those who regularly experience microaggressions are more likely to leave their jobs due to experiencing consistent stress and feeling undervalued.

After contacting the Tigers for comment last week, The Athletic heard, unsolicited, from two women and a man who currently work in the organization. Those individuals said they wanted to speak off the record about their positive experiences with Fidelman. Asked to give on-the-record comments in support of Fidelman, they declined to do so. The most serious allegation involved Michael Lienert, who joined the company in 2019 and was promoted to IS+E’s vice president of premium sales and private events in September 2021. While in that role, Lienert would stare at women in a manner that made some of them uncomfortable, according to three women who said they felt that way and two men who were told that by women in the organization.

Mothers with young children are especially likely to rank flexible scheduling as a top employee benefit.36 And without flexibility, 38% say that they would have had to otherwise leave their company or reduce their work hours. In 2024, in response to survey feedback, IS+E formed small employee groups, including a women’s group called ACES (Advocate Connect Empower in Sports). At that group’s first meeting, several women expressed the need for paid maternity leave and women’s feminine products in bathrooms. Three employees made HR aware of other interactions they witnessed in which Fidelman allegedly made inappropriate comments or verbally harassed staff, according to four organizational sources. In April, HR received a formal complaint from a female employee alleging retaliation and gender discrimination by Fidelman, according to an IS+E source and HR documents reviewed by The Athletic.

Finally, companies need to impress upon managers that the work they do to support employee well-being is critical to the health and success of the business. For this work to feel like a real priority, it needs to be tied to concrete outcomes for managers, including performance ratings and compensation. To underscore that employees are not expected to be “always on,” companies and managers need to work together to make sure all employees are evaluated based on results rather than when or where they work. A results-oriented lens is critical in formal performance reviews, and managers should be mindful of the day-to-day feedback they deliver to ensure they aren’t inadvertently signaling that long hours and face time are unspoken measures of performance.

Gender Wage Gap

In another instance, he commented on a woman’s buttocks, according to one person who heard the comment and another who was told about it. Before being hired in January 2023, Bullock worked at the XFL with IS+E president and CEO Ryan Gustafson. Three people told The Athletic they witnessed Bullock verbally harass male and female employees, sometimes on the field. Four people, both male and female employees, said they heard Bullock use vulgarities to describe women and, in some of those cases, discuss sexual acts.

While not officially employees of IS+E, team broadcasters fly with the team, stay at the same hotels and work closely with team personnel. The HR investigation into the female employee’s allegations from April lasted about a week. Two other high-ranking IS+E officials accused of making inappropriate comments to and about female employees remain with the organization.

Below the C-suite are cfo title meaning middle managers who typically oversee specific departments such as marketing, finance, operations, or human resources. These managers report to the executives and are responsible for implementing the strategies and policies set by the C-suite. In every organization, executive business titles play a pivotal role in defining leadership and decision-making structures. These titles not only distinguish the key players but also clarify their specific responsibilities and areas of oversight.

Key Responsibilities of a CFO

The majority of people who end up in this position have advanced degrees and certifications, such as a graduate degree in finance or economics, and the Chartered Financial Analyst (CFA). The CFO focuses on a range of areas, from compliance and quality control to business planning and process changes. Top finance executives must have a deep understanding of business and be able to work with all an organization’s departments. They also should understand market trends and be able to help guide an organization’s business plans and strategy. One of the most important CFO duties is ensuring compliance with domestic and international financial regulations. The chief engineer position responsible for the engineering department at a company.

Finance directors

Typically, responsibilities include being an active decision-maker on business strategy and other key policy issues, as well as leader, manager, and executor roles. The communicator role can involve speaking to the press and the public, as well as to the organization’s management and employees. The decision-making role entails making high-level decisions regarding policy and strategy. The CEO is responsible for implementing the goals, targets, and strategic objectives as determined by the board of directors.

What forms the core of a CFO’s roles and responsibilities?

CFOs collaborate with investors, lenders, and key stakeholders to evaluate the company’s financial performance and drive profitability. The role has always been a central one to large public companies with multi-million revenues, but is becoming increasingly common in medium-sized and even small firms. Many start-ups, indeed, now hire a chief financial officer when they first start raising capital. While the job is often seen as a step towards becoming a CEO, the latter role is the one where the buck truly stops, with the CEO responsible for the organization’s entire operations.

From managing schedules to coordinating cross-departmental communications, an EA ensures that the CFO stays organized and informed. As the one in charge of the company’s “wallet,” CFOs are responsible for tracking spending, including monitoring both inbound and outbound cash flows. The CFO position is a high-ranking role that relates to the fields of accounting and finance. Tools and advice for accounting business leaders who do more than solve their clients’ day-to-day problems. The Chief Innovation Officer (CIO) is responsible for driving innovation within the company. As industries become more competitive, innovation has become crucial for survival.

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Report to the CEO and shareholders on the financial status of the company. This is a position that requires full knowledge of how the company works, since it is a direct link between the CEO and the leaders of each department. Is short for Chief Executive Officer and corresponds to the position of executive director of a company, or to the highest-ranking position within an organization. A CFO isn’t a requirement for an early-stage company because the financial risks and implications aren’t very significant. Scaled companies that are months from an IPO should consider bringing on a CFO.

• Many CFOs have a background in accounting or finance, but there are some CFOs with a business degree as well.
• Small and midsize companies are more likely to employ finance directors than CFOs.
• Metaphorically speaking, education is the vehicle and hard work is the fuel that moves professionals toward success.
• Stay up-to-date on the latest articles, tips, and insights from the team at WGU.

There’s greater emphasis on strategic decision making, rather than simple accounting tasks, and a new focus on environmental, social and governance functions. The job of chief financial officer requires far more than just a good head for figures. Soft skills that are vital to the job include the ability to lead a team, liaise with other stakeholders and negotiate effectively, along with problem-solving and attention to detail. The CFO is the top-ranking executive in charge of managing a company’s finances. This includes managing all aspects of financial and cash flow planning, as well as analyzing a company’s financial position. Generally speaking, the CFO position is reserved for very experienced professionals with established track records in their field.

• The CFO sets financial policy and is responsible for managing government funds.
• The CFO is responsible for overseeing all financial operations including planning, budgeting, reporting, and risk management.
• I compiled a list of C Level titles to help you think about the executive org chart.
• The meaning of a CFO extends beyond the title; it embodies financial leadership and strategic prowess.
• These programs, such as those offered by Northwest Executive Education, help CFOs like you develop the agility, foresight, and influence required to lead in tomorrow’s economy.

They aren’t necessarily the ones creating the forecasts, though they are well-versed in forecasting models (they spent years in positions where they worked directly with them). They also often work side-by-side with marketing and sales leaders to improve a company’s bottom line and attract investors. By investing in your professional growth through structured learning, you equip yourself to manage not just today’s CFO job duties but also the strategic demands of the future.

But note that these CFO roles depend on the job scope, company size, and service or product range. In this blog, we’ll be focusing on what a chief financial officer (CFO) is and what they do, how much they typically make, and the steps you can take to become a CFO. They juggle a multitude of tasks and duties, spending most of their days planning, strategizing, and networking, while dealing with pressure from both the company and the industry at the same time. Increased accountability is another challenge a CFO may encounter during their career.

Most CFOs have extensive backgrounds in accounting, financial analysis, or investment banking. In the finance department, the CFO position is usually a firm’s most prestigious and highly-paid. CFOs typically receive data-driven financial reports, insights, and other relevant findings from their juniors in finance.

As such, they’re more than just a corporate leader — they’re a strategic partner. The CFO is considered a budget tracker, reporter, analyst, number cruncher, and decision maker rolled into one — among a laundry list of related roles and duties. But note that these CFO roles depend on the job scope, company scale, and service or product range. Most CFOs hold degrees in finance, economics, or accounting, backed by real-world experience. However, their influence is substantial as they directly affect financial decisions that can shape the company’s future.

The CFO is often considered the second highest-ranking person in a company after the CEO. The role can be a steppingstone to a higher corporate position, such as president, chairperson or CEO. Students with eligible credits and relevant experience on average saved $11k and 1 year off their undergraduate degree with University of Phoenix. The workload is manageable for working adults who want to enhance their careers, but don’t have the time to attend classes in person.” I compiled a list of C Level titles to help you think about the executive org chart. Is short for Chief Communications Officer or communications director, who is responsible for the company’s relations with the media.

They work closely with — and often serve as the crucial intermediary between — the C-suite, the back office and front-line business units. In some countries, there is a dual board system with two separate boards, one executive board for the day-to-day business and one supervisory board for control purposes (selected by the shareholders). In these countries, the CEO presides over the executive board and the chairperson presides over the supervisory board, and these two roles will always be held by different people.

CFOs also have a hand in shaping company culture and setting standards for financial performance. For that reason, they’re often involved in hiring decisions within their department. They might also contribute to other departments’ hiring and staffing decisions in some companies.

Payroll processing for biweekly hourly employees is straightforward; however, processing for semimonthly hourly employees can get confusing. For biweekly hourly employees, simply pay the employee according to the number of hours he worked over the past two weeks. For semimonthly hourly employees, to avoid confusion, most employers give employees a payroll calendar, which shows when semimonthly time cards should be submitted for each pay period.

Popular in Grammar & Usage

Semi- can always mean bi- but bi- may not necessarily imply semi-. Biweekly is the most common option for a business’s pay period in the U.S. Biweekly pay means you pay your employees on a set day once every two weeks, resulting in 26 paychecks per year. Since some months have 31 days and others have 30, a semimonthly hourly employee may sometimes receive payment for different number of days.

Related Words

Therefore, when following the rules of AP Style or the Chicago Manual of Style, you should write biweekly as one word with no hyphen. This highlights the subtle difference between the bi- and semi- prefix when applied to a temporal word. Nick, I think you’re pointing to the source of the confusion. Many people think that since bifurcating (or bisecting) something divides it, then biweekly must mean to divide the week; but they misunderstand the derivation of the word. The reason that bifurcating something divides it is because it causes it to have two (bi-) forks (furcates) or branches. The difference between bi-weekly and fortnightly comes down to regional usage.

Is “Bi-weekly” Hyphenated?

Neither of these terms should be confused with semimonthly, which divides a year into exactly 24 periods (12 months × 2), instead of the 26 (52 weeks ÷ 2) of fortnightly/biweekly. For payroll accounting purposes, there are 26 pay periods per year for a biweekly payroll system. Most months have two pay periods, but two months of the year will have three. Some people write bi-weekly spelling variations with a hyphen, thinking it changes the meaning. Understanding biweekly writing conventions helps ensure clarity.

• As the following examples show, the other words in the sentence indicate which of the two meanings biweekly has.
• Once you start the year, you’ll pay your employees once every two weeks.
• Understanding biweekly writing conventions helps ensure clarity.
• This does not happen with a semimonthly payroll, which always happens 24 times per year.

Color Words to Describe Autumn Leaves

To avoid confusion, it’s best to clarify the intended meaning when using bi-weekly. Biweekly (or bi weekly) means either every two weeks or twice a week. For example, a biweekly paycheck means you get paid every two weeks, while a biweekly class could mean twice a week. The term biweekly has two meanings, which often leads to misunderstandings. The biweekly grammar rules do not distinguish between these two definitions, making context crucial.

• While biweekly is one of the most commonly confused words with the bi- prefix, it’s not the only one.
• Not everything has to be a single word, so don’t be afraid to use more than one word when you want to use clear, understandable, unambiguous language.
• The difference between bi-weekly and fortnightly comes down to regional usage.
• Most months have two pay periods, but two months of the year will have three.
• It is called biweekly, meaning something that happens every two weeks.

Biweekly or Bi-Weekly: What’s the Difference?

Biweekly may also be used as a noun to describe a newspaper or magazine that prints once every two weeks. Connect and share knowledge within a single location that is structured and easy to search. All content on this website, including dictionary, thesaurus, literature, geography, and other reference data is for informational purposes only. This information should not be considered complete, up to date, and is not intended to be used in place of a visit, consultation, or advice of a legal, medical, or any other professional.

Is there a word that means “every four weeks”?

Is there a compelling biweekly synonym reason you cannot use “every four weeks”? The advantage of using the phrase is that there is less possibility of being misunderstood. The first meaning is to refer to something that happens twice per week. Aliza Chasan is a Digital Content Producer for “60 Minutes” and CBSNews.com. She has previously written for outlets including PIX11 News, The New York Daily News, Inside Edition and DNAinfo.

Maybe ‘thrice’ is not found in the residual English of the former colonies. Confusingly (according to dictionary definitions) the same is also true of biweekly; bimonthly; and biyearly. Furthermore, even though using the hyphen is unnecessary, it is not wrong to use it.

Biweekly is most often used in professional settings to describe the frequency of meetings or how often workers are paid. A biweekly meeting with your manager takes place once every two weeks unless otherwise specified. A semiweekly meeting, on the other hand, occurs twice a week. Semimonthly means your employees get paid on two specific days of the month, regardless of when they fall. For instance, you might choose to pay your employees on the 15th and 30th of every month. British people use the word fortnight—which derives from the old English word for “fourteen nights”—to refer to events that occur once every two weeks.

If you use words like triweekly, you will just confuse everyone. Even if their interpretation of the word is correct, they will be unable to rely on your interpretation also being correct and matching theirs. For instance, a “fortnightly” event would occur every 2 weeks/14 days. In terms of meaning, the word biweekly can be a bit ambiguous because of the two meanings.

Biweekly means both, but most American English speakers use it to refer to something occurring every other week or twice monthly. Biannual is more straightforward, as it’s only used to mean twice a year. In this case, the prefix bi- us is used to mean “occurring twice.” Use the word biennial to describe events occurring once every two years.